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Commercial Bank «OBRAZOVANIE»

Website of the bank: www.obrbank.ru/

The Bank participates in the compulsory deposit insurance scheme, DIS registration certificate no. 939 from November 28, 2005.

Commercial Bank OBRAZOVANIE provides the standard range of banking products and services involving Russian rubles and foreign currencies, focusing on lending to SME businesses and exchange operations.

Apart from its Headquarters, the Bank's network consists of 10 branches, 19 satellite offices, 3 operational offices and 14 stand-alone cash desks. Headquartered in Moscow, CB OBRAZOVANIE is currently active in 15 regions in 6 federal districts of the Russian Federation.



Rating Actions

26.10.2016
AK&M Rating Agency has affirmed the credit rating of Commercial Bank OBRAZOVANIE (license no. 1521) at 'A', lowering the sub-level to 3, revising the outlook on the rating to negative, and withdrew the rating as the Bank refused to be have the ra
The sub-level change and the outlook revision to negative reflect higher provisions, a substantial loss and a contraction in the credit institution's funding base. The negative trend of growing provisions for possible loan losses persisted in the third quarter where loan provisions increased by07.09.2016
AK&M Rating Agency has lowered the national scale credit rating of Commercial Bank OBRAZOVANIE (license no. 1521) from 'A+', to 'A', sub-level 2, with a stable outlook.
The 'A' rating indicates that CB OBRAZOVANIE qualifies as a highly creditworthy borrower. The risk of a failure to meet obligations in time is low, the full or partial debt restructuring risk is minimal. The rating assignment was based on the Credit Rating Methodology for Banks and their Deb28.07.2015
AK&M Rating Agency has affirmed the national scale credit rating of Commercial Bank OBRAZOVANIE (license no. 1521) at 'A+', with a stable outlook.
The 'A+' rating indicates that CB OBRAZOVANIE qualifies as a highly creditworthy borrower. The risk of a failure to meet obligations in time is insignificant. The rating assignment was based on the Credit Rating Methodology for Banks and their Debt Instrument rev. February 24, 2015. Commerc01.07.2014
CJSC AK&M Rating Agency upgraded the national scale credit rating of Commercial Bank OBRAZOVANIE (license no. 1521) to 'A+'. The outlook is stable.
  CJSC AK&M Rating Agency upgraded the national scale credit rating of Commercial Bank OBRAZOVANIE (license no. 1521) to 'A+'. The outlook is stable. The 'A+' rating indicates that CB OBRAZOVANIE qualifies as a highly creditworthy borrower. The risk of a failure to meet ob16.09.2013
CJSC AK&M Rating Agency affirmed the 'A' national scale credit rating assigned to Commercial Bank OBRAZOVANIE (license no. 1521), with a positive outlook.
  The 'A' rating indicates that CB OBRAZOVANIE qualifies as a highly reliable borrower. Risk of a delay in meeting liabilities is relatively low, restructuring risk for a loan / part of a loan is minimal. We appreciate the continuing growth of key performance indicators (equity capita13.08.2012
CJSC AK&M Rating Agency confirmed the ‘A’ credit rating assigned to CJSC CB OBRAZOVANIE license no. 1521 as per the national scale, improving the outlook from stable to positive.
The ‘A’ rating indicates that CB OBRAZOVANIE is qualified as a highly reliable borrower. Risk of a delay in meeting liabilities is relatively low, restructuring risk for a loan / part of a loan is minimal. Revising the outlook from stable to positive, we appreciate the improving perform25.08.2011
AK&M Rating Agency revised the rating score assigned to CB OBRAZOVANIE as per the national scale from ‘B++’ to ‘A’, with a stable outlook
  The ‘A’ rating indicates that CB OBRAZOVANIE is qualified as a highly reliable borrower. The rating score of CB OBRAZOVANIE is essentially supported by the high growth rates of the Bank’s KPIs (assets, liabilities, loan receivables, capital, and profit) which are by far out18.08.2010
09.10.2009


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