JSC "Izhcombank"

Website of the bank: izhcombank.ru/

JSC Izhcombank established on the basis of the Udmurt Republican Department of Zhilsotsbank of the USSR has been active in the market of banking services since 1990. The bank comprises 2 operational offices, 18 satellite offices, one representative office and 5 stand-alone cash desks. One of the Bank's operational offices and one of its stand-alone cash desks are located outside of the Udmurt Republic, namely, in Chaykovsky city, Perm Krai.

JSC Izhcombank is licensed by the Central Bank of Russia to provide banking services and to accept money deposits from individuals (lic. no. 646 as of October 5, 2005). In December 2004, the Banking Supervision Committee of the Central Bank permitted the Bank to join the Deposit Insurance System (DIS). The Bank's auditor is CJSC Yekaterinburg Audit Center (license of Russia's Ministry of Finance no. E 000455 as of June 25, 2012).

JSC Izhcombank focuses on providing all types of banking products and services involving Russian rubles and foreign currencies.



Ratings
Rating TypeNationalTierOutlookDate*
Bank, credit ratingA**2Stable27.10.2016

*Date of assignment or revision of the rating

Rating Actions

27.10.2016
AK&M Rating Agency has affirmed the national scale credit rating of JSC Izhcombank (license no. 646) at 'A', sub-level 2. The outlook is stable.
The 'A' rating indicates that JSC Izhcombank qualifies as a highly creditworthy borrower. The risk of a failure to meet obligations in time is low, the full or partial debt restructuring risk is minimal. The rating assignment was based on the Credit Rating Methodology for Banks and their Deb02.10.2015
AK&M Rating Agency has affirmed the national scale credit rating of JSC Izhcombank (license no. 646) at 'A', tier 2. The outlook is stable.
The 'A' rating indicates that JSC Izhcombank qualifies as a highly creditworthy borrower. The risk of a failure to meet obligations in time is low, the full or partial debt restructuring risk is minimal. The rating assignment was based on the Credit Rating Methodology for Banks and their Deb02.10.2014
CJSC AK&M Rating Agency has affirmed the national scale credit rating of JSC Izhcombank (license no. 646) at 'A', tier 2. The outlook is stable.
The 'A' rating indicates that JSC Izhcombank qualifies as a highly creditworthy borrower. The risk of a failure to meet obligations in time is low, the full or partial debt restructuring risk is minimal. JSC Izhcombank qualifies as a medium-sized Russian credit institution in terms of the a06.12.2013
CJSC AK&M Rating Agency affirmed the 'A' credit rating (stable outlook) assigned to JSC Izhcombank (license no. 646) on the national scale.
The 'A' rating indicates that JSC Izhcombank qualifies as a highly reliable borrower. Risk of a delay in meeting liabilities is relatively low, restructuring risk for a loan / part of a loan is minimal. We regard the acceptable level of key balance sheet ratios, structural improvements in a27.08.2013
CJSC AK&M Rating Agency monitored the national scale credit rating of JSC Izhcombank (license no. 646) and upgraded it to 'A', with a stable outlook.
The Bank's previous rating was 'B++', with a positive outlook. The 'A' rating indicates that JSC Izhcombank qualifies as a highly reliable borrower. Risk of a delay in meeting liabilities is relatively low, restructuring risk for a loan / part of a loan is minimal. The rating a06.09.2012
CJSC AK&M Rating Agency confirmed the ‘B++’ credit rating, with a positive outlook, assigned to JSC Izhcombank as per the national scale.
The ‘B++' rating cates that JSC Izhcombank is qualified as a sufficiently reliable borrower (the highest sub-grade of the ‘B' grade). Risk of a delay in meeting liabilities is moderate, restructuring risk for a loan / part of a loan is insignificant. The rating score of this cre12.04.2012
CJSC AK&M Rating Agency monitored JSB Izhcombank (OAO) and revised its credit rating outlook from stable to positive.
  We assigned the ‘B++’ (stable outlook) credit rating to JSB Izhcombank (OAO) as per the national scale on September 1, 2011. A good argument for the outlook revision is the growth of the Bank's key performance indicators, which increases the Bank’s power in the market o16.07.2010
01.03.2010
01.07.2009
03.11.2008
12.05.2008
14.05.2007


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